Note: Consuming too many beers is not a legitimate reason to dispute your bar tab… but if you were erroneously charged for drinks you did not consume/authorize, then that CAN and should be disputed! Step Five – Provide additional details to support your dispute Step Four – Select the amount (full or partial) and the reason for your dispute Step Three – Review credits to your account that may relate to the charge in question Step Two – Review your statement, identify and select the charge that you want to dispute Step One – Head to the Chase Dispute a Charge Online site Two – Online at Chase Dispute a Charge Onlineįor those of you who prefer to not speak on the phone to an actual human being – here is the process for filing a claim online: One – Call the 1-800 number on back of your credit card (1-80 for the Chase Sapphire Reserve) There are two ways to dispute a charge on your Chase credit card account. I chose to dispute the charge and followed the steps outlined below to ensure the $2,000 was removed from my bill. I immediately dialed up PNC Bank to inquire and was told that the bank did not receive any funds and had no additional details to provide me.Īt that point, my next course of action was to follow up with Chase, who suggested I either wait for the statement to close and follow up with PNC, or dispute the charge with Chase, who would then investigate the transaction on my behalf. Unfortunately for me, they were nowhere to be found and my PNC account was showing a disappointing $0.00 balance across the screen. Since the charge was a hefty $2,000.00 I really wanted to confirm that those funds were actually received in my new PNC Checking Account. This is a big charge posted on my account and I was able to determine right away that it was related to the funding of a PNC Bank Checking Account a week or so back. I was recently reviewing some of my charges and noticed one specific charge to PNC Bank for $2,000.00. I typically make hundreds of transactions within a month and there is no way that I would be able to identify the legitimacy of one of these charges 30 days down the road! I prefer to review my accounts this way, rather than at the end of the month when my statement appears because I find it much easier to identify incorrect charges to my account earlier on. Throughout the month I make it a habit to frequently login to my online credit card accounts to review activity.
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